Summary of usage terms for personal and commercial licensing:

USAGE – PERSONAL LICENSE	USAGE – COMMERCIAL LICENSE
Print posters for personal use, for example, to use them as part of house décor or as gifts and souvenirs	In magazines, newspapers, book covers, and interiors of books as a design element.
In a PowerPoint or other presentation intended for personal use and to a limited extent in corporate or business presentations provided that the licensee is the author of the said presentation and that the presentation is meant for a limited audience	As a design element on a website, video game, or CD-ROM but NOT IN CONNECTION WITH ANY WEB SITE TEMPLATE OR SOFTWARE PRODUCT FOR DISTRIBUTION OR USE BY OTHERS.
As part of personal stationery of all categories	As part of marketing, advertising, or promotional materials, including print ads, mailers, handouts, and packaging.
As design elements on a personal web	In connection with your business or entity, e.g. corporate identity documents, and letterhead.
To use them as personalized postcards or ecards for use in personal use and family use only provided they are printed on computer printers only and as ecards are sent by personal email to friends and not posted or distributed through commercial ecard sites.	As decor in an office, lobby, or public area, restaurant, or retail store.
	In a PowerPoint presentation

NONEXCLUSIVE, NONTRANSFERABLE, SINGLE USE / PERSONAL LICENSE AGREEMENT

GENERAL

This is a legal and binding agreement between the purchaser and Indian Reflections (hereinafter called the copyright owner) relating to the use of images contained on the CD ROM bearing the id mentioned on the pack and invoice. By purchasing this CD ROM through indianreflectionsonline.com or through offline means, you agree to be bound by the terms and conditions of this agreement.

The content of this CD ROM are made available to you "AS IS," "AS AVAILABLE," and "WITH ALL FAULTS." In no event will Indian Reflections, its employees, directors, and officers, or anyone else associated with Indian Reflections be liable for any indirect, special, incidental, economic, or consequential damages including but not limited to loss of revenue or profits, arising out of the use, or inability to use, the Contents of this CD ROM. In no event will the liability of Indian Reflections, its employees, or related parties exceed the amount paid by you for this CD ROM. Because some jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages, the above limitation may not apply to you.

You represent and warrant that:

You are at least 18 years of age and have the right to enter into this Agreement;
You will not use the Content in any way that is not permitted by this Agreement;
Your use of the Content will not violate any applicable law or regulation of any country, state, or other governmental entity;
The information you provide Indian Reflections on indianreflectionsonline.com, its distributors and dealers is accurate and true, including without limitation all credit card information.

TERMS AND CONDITIONS OF USE

You agree to use the images contained in this CD ROM under the following Terms and Conditions:

The copyright owner grants the purchaser a nonexclusive, nontransferable license to use the images for commercial use only. This includes:

You may,

subject to the Terms and Conditions of this Agreement, use the Contents of this CD ROM for the following purposes, provided you do not violate the rights of any third party:

print posters for personal use, for example, to use them as part of house décor or as gifts and souvenirs

In a PowerPoint or other presentation intended for personal use and to a limited extent in corporate or business presentations provided that the licensee is the author of the said presentation and that the presentation is meant for a limited audience.

As part of personal stationery of all categories

as design elements on a personal web

to use them as personalized postcards or ecards for use in personal use and family use only provided they are printed on computer printers only and as ecards are sent by personal email to friends and not posted or distributed through commercial ecard sites.

Provided that a reasonably prominent credit line is included along with the image or, when that is not possible, on the same page. The credit line should state “Copyright Indian Reflections <year>” and for credit lines on the same page should read: “Certain images and/or photos on this page are the copyrighted property of Indian Reflections and are being used with permission under license.”

You May NOT

Distribute the Content, electronically or in hard copy, except as specifically authorized;

Authorize any third party to use the Content for any purpose or resell, sublicense, or otherwise make available the Content for use or distribution separately or detached from a product or Web page;

In magazines, newspapers, book covers, and interiors of books as a design element.

As a design element on a website, video game, or CD-ROM but NOT IN CONNECTION WITH ANY WEB SITE TEMPLATE OR SOFTWARE PRODUCT FOR DISTRIBUTION OR USE BY OTHERS.

As part of marketing, advertising, or promotional materials, including print ads, mailers, handouts, and packaging.

In connection with your business or entity, e.g. corporate identity documents, and letterhead.

As decor in an office, lobby, or public area, restaurant, or retail store. Share Content across a network, on a CD, or in any other way;

In PowerPoint or other presentations for commercial use

Use Content in any logo or part of any trademark;

Use Content in any downloadable format intended for multiple distribution including, without limitation, Web site templates, software products, e-greetings, etc. You may contact Indian Reflections to find out about a special license for such use;

Under any circumstances, use Content in connection with any pornographic, obscene, immoral, or illegal materials.

Images are not to be used in any manner without the express written permission of the copyright owner contained herein. All images are licensed under the terms and conditions as specified at time of purchase. No image licenses are valid until the copyright owner has received payment in full. Image usage without prior payment is a copyright violation. All rights not specifically granted are retained by the copyright owner.

Images are not sold; their use is licensed and they remain the sole and exclusive property of the copyright owner or an individual photographer, artist, illustrator or vendor, if mentioned on this CD ROM specifically.

Images or image files cannot be distributed or re-sold independent from the CD-ROM and may not be used in any manner allowing permanent storage or re-use by third parties. No licenses may be sublicensed, transferred or assigned. You agree not to make, authorize, or permit any use of any image except as specifically set forth herein and on the invoice you will receive.

Failure to comply with any of the provisions of this Agreement may result in immediate revocation of the license granted.

COPYRIGHT PROTECTION

All images included in the CD-ROM and licensed by copyright owner are copyrighted and protected by the intellectual property laws of the Republic of India and the Berne Convention.

You agree to provide each reproduction of an image with a credit line: © Indian Reflections <year>. Indian Reflections, in its sole discretion, may commence or prosecute any claims, actions or suits to protect Indian Reflections rights in and to the images against infringement, conflicting use or misappropriation by third parties. Such claims, actions and suits shall be at Indian Reflections expense and Indian Reflections shall solely be entitled to all financial recoveries, if any, there from. Within 15 days after discovering any infringement or conflicting use or misappropriation of any image by a third party, which is similar to the image(s) licensed to you, you shall notify Indian Reflections thereof in writing. Indian Reflections shall have the right to determine in its reasonable discretion whether or not any claim, action or suit shall be taken on account of such infringing or conflicting use or misappropriation. In the event Indian Reflections elects to prosecute any such claim, action or suit, you agree to cooperate with Indian Reflections in the conduct of any such claim, action or suit and Indian Reflections shall reimburse you for all previously approved out-of-pocket costs and expenses incurred as a result of such cooperation. You shall not have the right to initiate or prosecute any claim, action or suit on account of any such infringement, conflicting use or misappropriation.

PAYMENT TERMS

No licenses are granted until full payment of our invoice is received.

Any disputes concerning the invoice must be submitted, in writing, within five (5) business days of the invoice date or within five (5) business days of receiving the invoice where delivered offline, or you shall be deemed to have accepted the invoice as issued.

UNAUTHORIZED USE OF IMAGES

In the event that you utilize any image without or prior to the granting of a license, Indian Reflections reserves the right to seek damages through legal channels.

RELEASES, PERMISSIONS AND SENSITIVE SUBJECT USAGE

Unless our invoice specifically indicates an image has a model or property release, it is not to be construed that such a release exists.

Indian Reflections gives no rights or warranties with respect to the use of names, trademarks, logos, registered or copyrighted designs or works of art depicted in any image, and you must satisfy yourself that all necessary rights, consents or permissions as may be required for reproduction are secured.

You agree not to use any image in a defamatory manner or context, either by changing it or by any accompanying text. Advance written permission is required for use of images that depict any illegal goods or activities, or any sensitive subjects, including but not limited to, contraception, matters of a sexual nature, substance abuse, domestic violence, alcohol, tobacco, AIDS, cancer, acts of violence and other serious physical or mental ailments.

WARRANTY

The copyright owner warrants any CD-ROM to be free from defects in material and workmanship for 90 days from delivery and expressly excludes any other warranty, express or implied, as to the quality, accuracy, timeliness, completeness, performance, or fitness for a particular purpose of the images licensed. Your sole and exclusive remedy for a breach of this warranty is the replacement of the CD-ROM.

LIMITATION OF LIABILITY; INDEMNITY

You agree that Indian Reflections shall not be liable in contract, tort, negligence, statutory duty or otherwise, for any loss or damage whatsoever arising from or in any way connected with this Agreement, including, without limitation, damage for loss of business, loss of profits, business interruption, loss of business information, or any other pecuniary loss (even where Indian Reflections has been advised of the possibility of such loss or damage). You agree to indemnify, defend and hold Indian Reflections and its officers, directors and employees, harmless from and against all claims, liability, damages, costs and expenses, including legal fees, arising out of any breach of these terms and conditions by you or any other liability arising out of your use of the images. Indian Reflections reserves the right not to permit reproduction of an image for any reason whatsoever. Under all circumstances, Indian Reflections' liability is strictly limited to the invoice price for the use of the images involved.

NO WAIVER, COMPLETE CONTRACT

The terms set forth in this Agreement, and in any delivery contract and invoice, represent Indian Reflections' entire agreement concerning the delivery of images to you, your review and usage thereof. All prior understandings or representations, whether written or oral, based on "industry custom" or past dealings, are hereby merged in this Agreement. No terms or conditions may be added, removed or modified unless made in writing and signed by both parties. No action of Indian Reflections, other than an express written waiver, may be construed as a waiver of any part of this Agreement, and no oral waivers by employees of Indian Reflections are authorized. A waiver shall not be considered to waive any future performance, breach, or condition under this Agreement including the one being waived. Failure of a party to complain, notify, or declare that the other party is in breach of the terms of this Agreement or failure of a party to give or withhold its consent or approval as provided in this Agreement shall not constitute a waiver of such breach or of such right to withhold its consent or approval.

ARBITRATION

A material part of this Agreement is the mutual agreement of the parties to arbitrate disputes, except for copyright violations, which will be litigated solely in courts of the Republic of India. Any and all disputes arising out of, under or in connection with this Agreement, including, without limitation, its validity, interpretation, performance and breach, shall be settled by arbitration in New Delhi, India. Judgment upon any award rendered may be entered in the highest court of the forum, county, state or federal, having jurisdiction. This Agreement, its validity and effect shall be interpreted under, and governed by, the laws of the Republic of India, and you agree that the arbitrators shall award all costs of arbitration including legal fees, plus legal interest, to the successful party.

GOVERNING LAW AND JURISDICTION

This contract, its validity and effect shall be interpreted under, and governed by, the laws of the Republic of India and shall be considered to have been made and accepted in India. Legal actions that may be brought in regard to this Agreement or any aspect of the relationship between the parties shall be subject to the exclusive jurisdiction of the Courts for the State of Delhi, India.

LEGAL FEES

If Indian Reflections is obligated to go to court, rather than arbitration, to enforce any of its rights, you agree to reimburse Indian Reflections for Indian Reflections' legal fees and disbursements if Indian Reflections is successful.

NONEXCLUSIVE, NONTRANSFERABLE, MULTIPLE USE / COMMERCIAL LICENSE AGREEMENT